Earn interest on your AR tokens
Deposit
Lenders deposit their arweave & ao assets into a pool.
Lend
The pool lends out the assets to borrowers.
Earn
Lenders are paid interest based on a recurring fee charged to borrowers.
Access liquidity with your AR tokens
Post collateral
Borrowers post collateral based on the amount they want to borrow.
Receive
The borrower then receives the loan and pays a recurring fee.
Repay
The borrower repays the loan back to the pool, which unlocks their initial posted collateral.
Liquidation
At the core of our lending protocol is the liquidation engine, which works by checking the loan to value (LTV) ratios via a oracle to ensure lending pools stay whole.
Collateral ratio
In the event a borrower's collateral drops below the LTV ratio of their loan, the user's collateral is liquidated automatically.
Liquidating collateral
Collateral is sold via a dutch auction where anyone can buy it at a discounted rate.
Repaying lenders
After the collateral is sold, the initial loan amount is then sent back to the lending pool. The remaining collateral is then sent back to the borrower, minus a fee.
FAQs
Interest is paid from borrowers, by taking out loans.
Interest rates are dynamically set depending the demand, for lenders to borrowers in a pool.
LiquidOps works of a over collateralization model where borrowers are required to post collateral in order to receive a loan. If their loan is not payed back their collateral is sold and the loan is put back in the lending pool automatically.
Go to waitlist.liquidops.io