From the founders of
Built on

Seamless lending and borrowing on AR & AO

1.6k
Waitlist sign ups
$40M+
User-controlled assets (USD)

Liquidity on arweave and ao, unlocked

Lenders

Earn interest on your AR tokens

1

Deposit

Lenders deposit their arweave & ao assets into a pool.

2

Lend

The pool lends out the assets to borrowers.

3

Earn

Lenders are paid interest based on a recurring fee charged to borrowers.

Borrowers

Access liquidity with your AR tokens

1

Post collateral

Borrowers post collateral based on the amount they want to borrow.

2

Receive

The borrower then receives the loan and pays a recurring fee.

3

Repay

The borrower repays the loan back to the pool, which unlocks their initial posted collateral.

Liquidation

At the core of our lending protocol is the liquidation engine, which works by checking the loan to value (LTV) ratios via a oracle to ensure lending pools stay whole.

Collateral ratio

In the event a borrower's collateral drops below the LTV ratio of their loan, the user's collateral is liquidated automatically.

Liquidating collateral

Collateral is sold via a dutch auction where anyone can buy it at a discounted rate.

Repaying lenders

After the collateral is sold, the initial loan amount is then sent back to the lending pool. The remaining collateral is then sent back to the borrower, minus a fee.

FAQs

Where does interest come from?

Interest is paid from borrowers, by taking out loans.

Who sets the interest rate?


Interest rates are dynamically set depending the demand, for lenders to borrowers in a pool.

What happens if a loan is not paid back?

LiquidOps works of a over collateralization model where borrowers are required to post collateral in order to receive a loan. If their loan is not payed back their collateral is sold and the loan is put back in the lending pool automatically.

How do I join the waitlist?

Go to waitlist.liquidops.io